Blog

In these posts we will endeavor to provide some answers to general questions we receive that we think will be useful to you. We have a list of questions that we hope to answer in coming weeks, but we also want you to have an opportunity to ask questions that we may not have already encountered. So please submit general questions that you would like to be answered, and we will do our best!

Have a Question?

If there is something you would like to know about financial planning or our services please send us your questions.

Latest posts

Because You Asked: When Should I File for Social Security: (Part 2)

This particular question is one that we encounter frequently.  There are many who subscribe to the idea of “I am going to take it while I can, because I don’t know if it will still be there if I wait.” We attempted to address that issue in our blog last week, which you can review here:Because You Asked: Will Social Security Be Available For Me?

Read More »

Because You Asked: Will Social Security Be Available For Me?

This particular question is one that we encounter rather frequently, usually in the context of making decisions around when to apply for Social Security benefits.  We will address the When to Apply question in our next blog, but thought we should begin with the foundational question of Will Social Security Still Be Available? There is a lot of rhetoric that says our government has “spent”

Read More »

What is the Most Efficient Way to Give to Charity? Part 2: Appreciated Stock

Last week we discussed efficient giving by utilizing a Qualified Charitable Distribution which is extremely tax efficient, but sadly is limited to individuals who are 70 ½ or older.  So, with this week’s blog, we wanted to focus on another giving strategy that can be very efficient for everyone else.  This strategy is Gifting Appreciated Stock.  What IS Appreciated Stock? For investors who have accumulated

Read More »

Because You Asked: What Is The Most Efficient Way to Give to Charity? (Part 1)

When we as financial planners talk with clients about “efficiency” in giving, we are generally referring to tax efficiencies.  We operate on the assumption that most people have a desire to contribute to charities, and believe it is important to help clients facilitate this desire in a way that provides the most tax benefit to the giver, so that in turn, they have more to

Read More »

Because You Asked: When Should I Start Thinking About Retirement?

It is not too early to begin planning for your retirement as soon as you start your first job, and begin putting money away for that time in your life that is probably 30 to 40 years in the future.  In order to retire successfully, you must of course have adequate savings to support you, because trying to live on Social Security alone is not

Read More »