In these posts we will endeavor to provide some answers to general questions we receive that we think will be useful to you. We have a list of questions that we hope to answer in coming weeks, but we also want you to have an opportunity to ask questions that we may not have already encountered. So please submit general questions that you would like to be answered, and we will do our best!

Have a Question?

If there is something you would like to know about financial planning or our services please send us your questions.

Latest posts

Because You Asked: What Is an IRA Rollover?

Typically, a “Rollover” is in reference to a process that occurs when an individual is either retiring, of retirement age, or otherwise departing from a current employer.  Unless you already have an IRA (Individual Retirement Account) established, you would set up an IRA, and then “Roll” everything contained in your employer’s account to the IRA.  The types of employer-provided plans include everything from a 401K

Read More »

Because You Asked: How Do We Provide Care for Our Loved Ones?

This past month has been exceptional in regard to the number of deaths we have encountered: three close family/friends, and then a client who lost two family members back to back.  Death, that final passage of our lives, our final transition, is never easy for those of us left to grieve.  But in truth, it IS a natural part of our lives, and an experience

Read More »

Because You Asked: What is a Dividend and Capital Gain and Why Should I Care?

These two terms are occasionally used interchangeably, but they refer to different processes that can produce a taxable result in your investment accounts.  They are terms that you hear frequently on the news, business channels, and publications, so I thought that it might help to break down the terminology a bit. I should start by clarifying that dividends and capital gains are deferred in qualified

Read More »

When and How Do I Need to Start Estate Planning?

As with the simple answers I penned about whether or not you need long-term care insurance, in which the answer was “Yes”, the simplest answer to the question above is “Now”.  I seem to enjoy finding the simplest answers to what are often complex questions! Many individuals have in their back of their minds a certain time of their lives when they think they should

Read More »

Because You Asked: What’s In Your Wallet?

This question reminds me of the Capital One credit card campaign, but a client put this query to us, and it was one of those questions that made us go “hmmm…”- what IS or perhaps what should we carry in our wallets?  So this is the list that we developed: Identification– Kind of a necessity Health Insurance card or Medicare card/Prescription Drug Plan/Medicare Supplement Some

Read More »