In these posts we will endeavor to provide some answers to general questions we receive that we think will be useful to you. We have a list of questions that we hope to answer in coming weeks, but we also want you to have an opportunity to ask questions that we may not have already encountered. So please submit general questions that you would like to be answered, and we will do our best!

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If there is something you would like to know about financial planning or our services please send us your questions.

Latest posts

Thoughts on Ukraine and How We Live our Lives

As we watch events unfolding in Ukraine, it has rightly stirred up a storm of emotions for many of us that change day-to-day.  Today was certainly no different, as I watched the heartbreaking video that Ukrainian President Zelensky shared with our members of Congress. I found a poem years ago that I review periodically, and the words today seemed to speak to me, both in

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Because You Asked: Are There Any Tips to Save On My Taxes?

Since tax season is ramping up, and we are preparing tax returns for many of our financial services clients, we thought we would share three ideas to potentially help you save a bit on your taxes, both short and long-term. Contribute to your Health Savings Account (HSA): You actually have until your tax filing deadline to complete your contributions to your HSA for the previous

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Because You Asked: Should We Give?

On this “Giving Tuesday”, this seems an appropriate question.  I told my sister that my suggestion would be to move Giving Tuesday to before Thanksgiving, rather than after Black Friday and Cyber-Monday!  By the term “Giving”  what we mean is charitable giving, which is a core value for The Advisors Group as a business and for each of us individually.  It is wrapped up in

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Because You Asked: How Do We Prepare for Death?

Not really, though, because virtually NO ONE wants to ask or even THINK about that question!  But as fiduciary financial advisors (CFP®), we have a responsibility to ask that or similar questions of our clients normally around estate planning issues or concerns. I first wrote about the subject of preparing for death over a year ago, but have recently had some experience with clients that

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Because You Asked: Should I Take $$$ from my IRA for a New Home or Car?

We wrote last week about some of the pros and cons of buying a new home, and this week we encountered the question above in relation to a couple who are retired and are also subject to Required Minimum Distributions (RMD) from their IRAs.  (For those who may be unaware, at age 72, you must start taking a certain amount from your IRAs every year,

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Because You Asked: What Can I Do to Buy (or Keep) a Home?

This is a question that is often very emotionally driven, whether it is a first home, new/dream home, retirement home, or home questions arising out of divorce.  We call it an emotional vs. a financial decision.  Why is that? Divorce: If changes are due to divorce, the possibility of “losing your home” is added on top of the whirlwind of emotions around what is already

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Because You Asked: Should I Pay Off My Home?

Emotion vs. Reason: This is a question that we discuss frequently with our clients because there is often a perception that by having your home paid off, you are removing a source of stress or uncertainty. On an emotional level, this appeals to many folks. But it is the wisest financial decision?     In most cases, we think the answer to that question is “No”,

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Daring Risk

Those who have known my sister and me for a while know that we have a tendency to embrace a certain amount of risk in our lives, up to and including adventures such as Bungy jumps, sky diving, and scuba diving.   While our dad would never do jumps like this, he has been known to take a few risks, including his recent obsession with

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