Blog

In these posts we will endeavor to provide some answers to general questions we receive that we think will be useful to you. We have a list of questions that we hope to answer in coming weeks, but we also want you to have an opportunity to ask questions that we may not have already encountered. So please submit general questions that you would like to be answered, and we will do our best!

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If there is something you would like to know about financial planning or our services please send us your questions.

Latest posts

Because You Asked: What Lies Ahead?

As always, we have been doing a ton of reading and study to try to grasp the ever-changing economic and investing environment.  This is a full-time job, which is part of what people hire us to do so that they don’t have to try and keep track of it all along with their other jobs and family responsibilities.  There are times that we jokingly tell

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Because You Asked: How Do You Respond To Changing Times? Part 3

Shifting Times Require Modifying Methods: Chapter 3 of 3 This week we wrap up our little mini-series in our discussion of risk and its impact on how we invest.  Here are the links to the two previous posts, if you want to review them: Because You Asked: How Do You Respond to Changing Times? Chapter One Because You Asked: How Do You Respond to Changing

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Because You Asked: How Do You Respond to Changing Times- Part 2 of 3

Shifting Times Require Modifying Methods: Chapter 2 A couple of weeks ago, we wrote the first chapter of this mini-series that talked a little about risk and how we identify and use it to drive our investment decisions.  If you want to review, you can read it here: Because You Asked: How Do You Respond to Changing Times? Chapter One.  Now that we have talked

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Because You Asked: How Do You Respond to Changing Times? Chapter One

Shifting Times Require Modifying our Methods: Chapter One In our industry as financial planners, we have adapted to many changes over the years, though we acknowledge these are lesser changes compared to the more life-changing events we are experiencing today.  The component of financial planning that focuses on investment management has experienced a number of evolutions if not outright revolutions,  and true to form, we

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Because You Asked: Why Do We Do What We Do?

That question has a lot of layers to it, and it would be easy to go into the weeds with analysis and explanations, but I will try to restrain myself and follow the K.I.S.S. principle. Part of the reason why this story has so many layers is that it covers quite a few years, 42 to be exact this month, and involves the intersection of

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Because You Asked: How Will This Election Affect My Investments?

How Will Our Investments be Affected by the Election? Now just 75 days from today or on November 3, 2020, many of our citizens will cast their ballots to elect our President for the next four years. In election years such as this, especially when we are electing a President, we tend to hear a frequent question: “How will our investments be affected if _____________

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Because You Asked: Should I Consider Refinancing My Mortgage Now?

That is a really good question and one that we have evaluated for several clients.  While low-interest rates are a cause for some pain as an investment, e.g., a 10-year Treasury yielding a “whopping” 0.584 today, it is also true that consumer loan rates are also at historic lows. Just for context, I searched for some historic data that covered the trends in home loans,

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Because You Asked: What Areas of My Financial Life Should I Review?

A Checklist!!  I happen to be one of those quirky personalities that love checklists for tracking information, and checking items off the list as I accomplish them.  This does not appeal to everyone, but for the other list-lovers out there, I wanted to share this one with you.  These are broad categories of goals, wishes, dreams that are designed to help you to think about the

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