In these posts we will endeavor to provide some answers to general questions we receive that we think will be useful to you. We have a list of questions that we hope to answer in coming weeks, but we also want you to have an opportunity to ask questions that we may not have already encountered. So please submit general questions that you would like to be answered, and we will do our best!
Have a Question?
If there is something you would like to know about financial planning or our services please send us your questions.
I am by profession a planner, specifically a CERTIFIED FINANCIAL PLANNER™. The planning mindset comes naturally to me, as I try to incorporate planning in all areas of my life. I love day planners, calendars, notebooks, reminders, etc. I have spent most of the last year planning an upcoming trip to Paris in December, which is another type of planning that I do for fun.
Actually, there are a number of changes that could affect Medicare participants that are worth a mention here. Higher Part B & D premiums for higher incomes: Medicare participants with an annual income of $500,000 or $750,000 for married couples will pay higher premiums for Part B and Part D. The standard monthly premium for Part B is $144.30 Premium surcharges or increases begin at
Open Enrollment for Medicare begins on October 15th of each year, and runs through December 7th. If you have already signed up for Medicare and are happy with your Plan(s), you do not have to do or change anything. However, this can be a good time to review your plan and make sure you are happy with the coverage and costs you are paying. Drawing
If you are already a Medicare recipient, you have waded through the morass of the mysterious & confusing components of Medicare. If you are getting ready to apply, you are probably overwhelmed just thinking about it, and all of the mail you are receiving from Medicare, AARP and endless providers is NOT helping! The starting point for Medicare is their website, Medicare.gov; for best results,
This particular question is one that we encounter frequently. There are many who subscribe to the idea of “I am going to take it while I can, because I don’t know if it will still be there if I wait.” We attempted to address that issue in our blog last week, which you can review here:Because You Asked: Will Social Security Be Available For Me?
This particular question is one that we encounter rather frequently, usually in the context of making decisions around when to apply for Social Security benefits. We will address the When to Apply question in our next blog, but thought we should begin with the foundational question of Will Social Security Still Be Available? There is a lot of rhetoric that says our government has “spent”
Over the last few weeks we’ve discussed the most efficient ways to give to charities and that our goal with our clients is to help them give in ways that gives them the most tax benefit. We want to enable them to not only save money, but to have more to give to those organizations that are important to them. The deductibility of those gifts
What Is a Donor Advised Fund? (Description) A Donor Advised Fund, aka a Charitable Gift Fund are descriptions of the same type of account that is specifically designed to take advantage of charitable giving decisions in a very tax effective manner. A Donor Advised Fund works in some ways like a foundation, in that it is a sponsoring, non-profit organization that is set up to