In these posts we will endeavor to provide some answers to general questions we receive that we think will be useful to you. We have a list of questions that we hope to answer in coming weeks, but we also want you to have an opportunity to ask questions that we may not have already encountered. So please submit general questions that you would like to be answered, and we will do our best!

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If there is something you would like to know about financial planning or our services please send us your questions.

Latest posts

Because You Asked: Should I Pay Off My Home?

Emotion vs. Reason: This is a question that we discuss frequently with our clients because there is often a perception that by having your home paid off, you are removing a source of stress or uncertainty. On an emotional level, this appeals to many folks. But it is the wisest financial decision?     In most cases, we think the answer to that question is “No”,

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Daring Risk

Those who have known my sister and me for a while know that we have a tendency to embrace a certain amount of risk in our lives, up to and including adventures such as Bungy jumps, sky diving, and scuba diving.   While our dad would never do jumps like this, he has been known to take a few risks, including his recent obsession with

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Because You Asked: Should We Be Concerned About Inflation?

Since the rate of inflation has been increasing this year and hit a high of 5.4% in June, it has certainly reached the level of concern for us.  We just sent a letter to our investors regarding this topic, so will share some of those thoughts with you. Our belief is that there are two major contributors to inflation right now.  One of those factors

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Because You Asked: What Do You Think of the Biden Tax Law Changes?

That title may be a bit misleading because it is meant as an umbrella-type question that is more accurately phrased along the lines of: What do you think of X  proposed law governing Y?  And the very first response to any question with those variables is: It has to become a law first, and no president can write laws.  Presidents do have a lot of power

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Because You Asked: What is in the American Rescue Plan/Stimulus? (Part 1)

What a Year!  Heading into the middle of March 2021 we are struck by the wild ride that was 2020 and leading into 2021.  Of course, this time last year we were writing blogs about such topics as: How to Survive a Volatile Stock Market The Impact of Coronovirus on Investments Delayed Tax Filing Deadlines and Summary of the Cares Act Those were some crazy

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Because You Asked: What in the World is Happening Right Now?

Specifically, this questioner was focused on the recent craziness around Robinhood investors as it related to GameStop, hedge funds, short squeezes, etc.  Once opinionated opinionists and commentators get hold of a meaty news bone like this, they proceed to devour it with endless speculation and regurgitation. That is not a pleasant thought, but if you are in the middle of the news blender, I think it sort

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Because You Asked: Is There Anything I Should Do Before the End of the Year?

Year-End Financial Decisions to Consider In the midst of important decisions related to Black Friday shopping, Cyber Monday, and Giving Tuesday there are some additional decisions that we recommend our friends consider before the end of the year.  Here is a list to consider what might work for you: Contribute to a 529 for a child or grandchild. You can review info regarding 529 plans

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